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Affordable Health Insurance in Denver, CO

Find health insurance plans in Denver starting at approximately $435/month. Compare 68+ plans from 3 carriers in Denver County.

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Health Insurance in Denver, Colorado

If you live in the Denver-Aurora-Lakewood area, your health insurance options are determined by Denver County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $435 per month before any premium tax credits are applied. With 68+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Denver has a population of approximately 715,000 and is home to major employers including UCHealth, Centura Health, DaVita. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Denver market at no additional cost.

Available Health Insurance Carriers

Kaiser
BCBS CO
Friday Health

Based on Denver County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$435/mo

Plans Available

68+

County

Denver

Carriers

3 carriers

Explore all health insurance options in Colorado, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Denver

A licensed advisor can walk you through plans in Denver County — free, no obligation.

Call 866-981-8620

Denver Health Insurance FAQ

What health insurance companies are in Denver, CO?

Health insurance carriers serving Denver in Denver County for 2026 include Kaiser, BCBS CO, Friday Health. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Denver-Aurora-Lakewood area.

How much is health insurance in Denver?

The 2026 benchmark silver plan premium in Denver County averages approximately $435/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Denver outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Denver. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Denver?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Denver County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Denver? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.