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Affordable Health Insurance in Fort Collins, CO

Find health insurance plans in Fort Collins starting at approximately $428/month. Compare 68+ plans from 3 carriers in Larimer County.

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Health Insurance in Fort Collins, Colorado

If you live in the Fort Collins area, your health insurance options are determined by Larimer County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $428 per month before any premium tax credits are applied. With 68+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Fort Collins has a population of approximately 175,000 and is home to major employers including Colorado State University, UCHealth, Woodward. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Fort Collins market at no additional cost.

Available Health Insurance Carriers

Kaiser
BCBS CO
Friday Health

Based on Larimer County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$428/mo

Plans Available

68+

County

Larimer

Carriers

3 carriers

Explore all health insurance options in Colorado, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Fort Collins

A licensed advisor can walk you through plans in Larimer County — free, no obligation.

Call 866-981-8620

Fort Collins Health Insurance FAQ

What health insurance companies are in Fort Collins, CO?

Health insurance carriers serving Fort Collins in Larimer County for 2026 include Kaiser, BCBS CO, Friday Health. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Fort Collins area.

How much is health insurance in Fort Collins?

The 2026 benchmark silver plan premium in Larimer County averages approximately $428/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Fort Collins outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Fort Collins. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Fort Collins?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Larimer County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Fort Collins? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.