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Affordable Health Insurance in St. Petersburg, FL

Find health insurance plans in St. Petersburg starting at approximately $520/month. Compare 90+ plans from 4 carriers in Pinellas County.

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Health Insurance in St. Petersburg, Florida

If you live in the Tampa-St. Petersburg-Clearwater area, your health insurance options are determined by Pinellas County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $520 per month before any premium tax credits are applied. With 90+ plans available from 4 carriers, comparing your options is essential to finding the right balance of cost and coverage.

St. Petersburg has a population of approximately 265,000 and is home to major employers including Jabil, Raymond James Financial, Johns Hopkins All Children's Hospital. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the St. Petersburg market at no additional cost.

Available Health Insurance Carriers

Florida Blue
Ambetter
Molina
Oscar

Based on Pinellas County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$520/mo

Plans Available

90+

County

Pinellas

Carriers

4 carriers

Explore all health insurance options in Florida, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in St. Petersburg

A licensed advisor can walk you through plans in Pinellas County — free, no obligation.

Call 866-981-8620

St. Petersburg Health Insurance FAQ

What health insurance companies are in St. Petersburg, FL?

Health insurance carriers serving St. Petersburg in Pinellas County for 2026 include Florida Blue, Ambetter, Molina, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Tampa-St. Petersburg-Clearwater area.

How much is health insurance in St. Petersburg?

The 2026 benchmark silver plan premium in Pinellas County averages approximately $520/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in St. Petersburg outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to St. Petersburg. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in St. Petersburg?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Pinellas County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in St. Petersburg? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.