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Affordable Health Insurance in Tampa, FL

Find health insurance plans in Tampa starting at approximately $522/month. Compare 90+ plans from 4 carriers in Hillsborough County.

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Health Insurance in Tampa, Florida

If you live in the Tampa-St. Petersburg-Clearwater area, your health insurance options are determined by Hillsborough County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $522 per month before any premium tax credits are applied. With 90+ plans available from 4 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Tampa has a population of approximately 400,000 and is home to major employers including BayCare Health System, USAA, Citigroup. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Tampa market at no additional cost.

Available Health Insurance Carriers

Florida Blue
Ambetter
Molina
Oscar

Based on Hillsborough County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$522/mo

Plans Available

90+

County

Hillsborough

Carriers

4 carriers

Explore all health insurance options in Florida, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Tampa

A licensed advisor can walk you through plans in Hillsborough County — free, no obligation.

Call 866-981-8620

Tampa Health Insurance FAQ

What health insurance companies are in Tampa, FL?

Health insurance carriers serving Tampa in Hillsborough County for 2026 include Florida Blue, Ambetter, Molina, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Tampa-St. Petersburg-Clearwater area.

How much is health insurance in Tampa?

The 2026 benchmark silver plan premium in Hillsborough County averages approximately $522/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Tampa outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Tampa. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Tampa?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Hillsborough County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Tampa? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.