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Affordable Health Insurance in Raleigh, NC

Find health insurance plans in Raleigh starting at approximately $478/month. Compare 75+ plans from 3 carriers in Wake County.

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Health Insurance in Raleigh, North Carolina

If you live in the Raleigh-Durham-Cary area, your health insurance options are determined by Wake County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $478 per month before any premium tax credits are applied. With 75+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Raleigh has a population of approximately 480,000 and is home to major employers including Red Hat, Cisco Systems, WakeMed Health. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Raleigh market at no additional cost.

Available Health Insurance Carriers

BCBS NC
Ambetter
Oscar

Based on Wake County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$478/mo

Plans Available

75+

County

Wake

Carriers

3 carriers

Explore all health insurance options in North Carolina, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Raleigh

A licensed advisor can walk you through plans in Wake County — free, no obligation.

Call 866-981-8620

Raleigh Health Insurance FAQ

What health insurance companies are in Raleigh, NC?

Health insurance carriers serving Raleigh in Wake County for 2026 include BCBS NC, Ambetter, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Raleigh-Durham-Cary area.

How much is health insurance in Raleigh?

The 2026 benchmark silver plan premium in Wake County averages approximately $478/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Raleigh outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Raleigh. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Raleigh?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Wake County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Raleigh? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.