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Affordable Health Insurance in Wilmington, NC

Find health insurance plans in Wilmington starting at approximately $490/month. Compare 75+ plans from 3 carriers in New Hanover County.

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Health Insurance in Wilmington, North Carolina

If you live in the Wilmington area, your health insurance options are determined by New Hanover County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $490 per month before any premium tax credits are applied. With 75+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Wilmington has a population of approximately 125,000 and is home to major employers including New Hanover Regional Medical Center, GE Hitachi Nuclear, PPD. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Wilmington market at no additional cost.

Available Health Insurance Carriers

BCBS NC
Ambetter
Oscar

Based on New Hanover County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$490/mo

Plans Available

75+

County

New Hanover

Carriers

3 carriers

Explore all health insurance options in North Carolina, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Wilmington

A licensed advisor can walk you through plans in New Hanover County — free, no obligation.

Call 866-981-8620

Wilmington Health Insurance FAQ

What health insurance companies are in Wilmington, NC?

Health insurance carriers serving Wilmington in New Hanover County for 2026 include BCBS NC, Ambetter, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Wilmington area.

How much is health insurance in Wilmington?

The 2026 benchmark silver plan premium in New Hanover County averages approximately $490/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Wilmington outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Wilmington. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Wilmington?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in New Hanover County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Wilmington? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.