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Affordable Health Insurance in Elizabeth, NJ

Find health insurance plans in Elizabeth starting at approximately $540/month. Compare 85+ plans from 3 carriers in Union County.

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Health Insurance in Elizabeth, New Jersey

If you live in the New York-Newark-Jersey City area, your health insurance options are determined by Union County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $540 per month before any premium tax credits are applied. With 85+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Elizabeth has a population of approximately 140,000 and is home to major employers including Newark Liberty International Airport, Trinitas Regional Medical Center, Amazon. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Elizabeth market at no additional cost.

Available Health Insurance Carriers

Horizon BCBS
AmeriHealth
Oscar

Based on Union County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$540/mo

Plans Available

85+

County

Union

Carriers

3 carriers

Explore all health insurance options in New Jersey, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Elizabeth

A licensed advisor can walk you through plans in Union County — free, no obligation.

Call 866-981-8620

Elizabeth Health Insurance FAQ

What health insurance companies are in Elizabeth, NJ?

Health insurance carriers serving Elizabeth in Union County for 2026 include Horizon BCBS, AmeriHealth, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the New York-Newark-Jersey City area.

How much is health insurance in Elizabeth?

The 2026 benchmark silver plan premium in Union County averages approximately $540/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Elizabeth outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Elizabeth. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Elizabeth?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Union County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Elizabeth? Talk to a licensed advisor today.

Call 866-981-8620

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