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Affordable Health Insurance in Jersey City, NJ

Find health insurance plans in Jersey City starting at approximately $548/month. Compare 85+ plans from 3 carriers in Hudson County.

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Health Insurance in Jersey City, New Jersey

If you live in the New York-Newark-Jersey City area, your health insurance options are determined by Hudson County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $548 per month before any premium tax credits are applied. With 85+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Jersey City has a population of approximately 290,000 and is home to major employers including Goldman Sachs, JPMorgan Chase, CarePoint Health. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Jersey City market at no additional cost.

Available Health Insurance Carriers

Horizon BCBS
AmeriHealth
Oscar

Based on Hudson County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$548/mo

Plans Available

85+

County

Hudson

Carriers

3 carriers

Explore all health insurance options in New Jersey, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Jersey City

A licensed advisor can walk you through plans in Hudson County — free, no obligation.

Call 866-981-8620

Jersey City Health Insurance FAQ

What health insurance companies are in Jersey City, NJ?

Health insurance carriers serving Jersey City in Hudson County for 2026 include Horizon BCBS, AmeriHealth, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the New York-Newark-Jersey City area.

How much is health insurance in Jersey City?

The 2026 benchmark silver plan premium in Hudson County averages approximately $548/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Jersey City outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Jersey City. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Jersey City?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Hudson County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Jersey City? Talk to a licensed advisor today.

Call 866-981-8620

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