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Affordable Health Insurance in Paterson, NJ

Find health insurance plans in Paterson starting at approximately $538/month. Compare 85+ plans from 3 carriers in Passaic County.

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Health Insurance in Paterson, New Jersey

If you live in the New York-Newark-Jersey City area, your health insurance options are determined by Passaic County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $538 per month before any premium tax credits are applied. With 85+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Paterson has a population of approximately 160,000 and is home to major employers including St. Joseph's University Medical Center, Amazon, City of Paterson. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Paterson market at no additional cost.

Available Health Insurance Carriers

Horizon BCBS
AmeriHealth
Oscar

Based on Passaic County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$538/mo

Plans Available

85+

County

Passaic

Carriers

3 carriers

Explore all health insurance options in New Jersey, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Paterson

A licensed advisor can walk you through plans in Passaic County — free, no obligation.

Call 866-981-8620

Paterson Health Insurance FAQ

What health insurance companies are in Paterson, NJ?

Health insurance carriers serving Paterson in Passaic County for 2026 include Horizon BCBS, AmeriHealth, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the New York-Newark-Jersey City area.

How much is health insurance in Paterson?

The 2026 benchmark silver plan premium in Passaic County averages approximately $538/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Paterson outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Paterson. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Paterson?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Passaic County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Paterson? Talk to a licensed advisor today.

Call 866-981-8620

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