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Affordable Health Insurance in Trenton, NJ

Find health insurance plans in Trenton starting at approximately $538/month. Compare 85+ plans from 3 carriers in Mercer County.

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Health Insurance in Trenton, New Jersey

If you live in the Trenton-Princeton area, your health insurance options are determined by Mercer County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $538 per month before any premium tax credits are applied. With 85+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Trenton has a population of approximately 90,000 and is home to major employers including Capital Health, State of New Jersey, Trenton Public Schools. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Trenton market at no additional cost.

Available Health Insurance Carriers

Horizon BCBS
AmeriHealth
Oscar

Based on Mercer County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$538/mo

Plans Available

85+

County

Mercer

Carriers

3 carriers

Explore all health insurance options in New Jersey, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Trenton

A licensed advisor can walk you through plans in Mercer County — free, no obligation.

Call 866-981-8620

Trenton Health Insurance FAQ

What health insurance companies are in Trenton, NJ?

Health insurance carriers serving Trenton in Mercer County for 2026 include Horizon BCBS, AmeriHealth, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Trenton-Princeton area.

How much is health insurance in Trenton?

The 2026 benchmark silver plan premium in Mercer County averages approximately $538/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Trenton outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Trenton. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Trenton?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Mercer County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Trenton? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.