866-981-8620
866-981-8620
Plans Costs By State Self-Employed About

Affordable Health Insurance in Dayton, OH

Find health insurance plans in Dayton starting at approximately $468/month. Compare 78+ plans from 4 carriers in Montgomery County.

Call 866-981-8620 — Free Quote

Health Insurance in Dayton, Ohio

If you live in the Dayton-Kettering area, your health insurance options are determined by Montgomery County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $468 per month before any premium tax credits are applied. With 78+ plans available from 4 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Dayton has a population of approximately 140,000 and is home to major employers including Wright-Patterson Air Force Base, Premier Health, Kettering Health. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Dayton market at no additional cost.

Available Health Insurance Carriers

Medical Mutual
Ambetter
Oscar
AultCare

Based on Montgomery County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$468/mo

Plans Available

78+

County

Montgomery

Carriers

4 carriers

Explore all health insurance options in Ohio, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Dayton

A licensed advisor can walk you through plans in Montgomery County — free, no obligation.

Call 866-981-8620

Dayton Health Insurance FAQ

What health insurance companies are in Dayton, OH?

Health insurance carriers serving Dayton in Montgomery County for 2026 include Medical Mutual, Ambetter, Oscar, AultCare. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Dayton-Kettering area.

How much is health insurance in Dayton?

The 2026 benchmark silver plan premium in Montgomery County averages approximately $468/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Dayton outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Dayton. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Dayton?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Montgomery County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Dayton? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.