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Affordable Health Insurance in Youngstown, OH

Find health insurance plans in Youngstown starting at approximately $460/month. Compare 78+ plans from 4 carriers in Mahoning County.

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Health Insurance in Youngstown, Ohio

If you live in the Youngstown-Warren-Boardman area, your health insurance options are determined by Mahoning County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $460 per month before any premium tax credits are applied. With 78+ plans available from 4 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Youngstown has a population of approximately 62,000 and is home to major employers including Mercy Health, Youngstown State University, Vallourec. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Youngstown market at no additional cost.

Available Health Insurance Carriers

Medical Mutual
Ambetter
Oscar
AultCare

Based on Mahoning County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$460/mo

Plans Available

78+

County

Mahoning

Carriers

4 carriers

Explore all health insurance options in Ohio, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Youngstown

A licensed advisor can walk you through plans in Mahoning County — free, no obligation.

Call 866-981-8620

Youngstown Health Insurance FAQ

What health insurance companies are in Youngstown, OH?

Health insurance carriers serving Youngstown in Mahoning County for 2026 include Medical Mutual, Ambetter, Oscar, AultCare. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Youngstown-Warren-Boardman area.

How much is health insurance in Youngstown?

The 2026 benchmark silver plan premium in Mahoning County averages approximately $460/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Youngstown outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Youngstown. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Youngstown?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Mahoning County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Youngstown? Talk to a licensed advisor today.

Call 866-981-8620

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