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Affordable Health Insurance in Scranton, PA

Find health insurance plans in Scranton starting at approximately $492/month. Compare 82+ plans from 4 carriers in Lackawanna County.

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Health Insurance in Scranton, Pennsylvania

If you live in the Scranton-Wilkes-Barre area, your health insurance options are determined by Lackawanna County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $492 per month before any premium tax credits are applied. With 82+ plans available from 4 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Scranton has a population of approximately 76,000 and is home to major employers including Geisinger Community Medical Center, Tobyhanna Army Depot, Allied Services. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Scranton market at no additional cost.

Available Health Insurance Carriers

BCBS
Oscar
Geisinger
Ambetter

Based on Lackawanna County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$492/mo

Plans Available

82+

County

Lackawanna

Carriers

4 carriers

Explore all health insurance options in Pennsylvania, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Scranton

A licensed advisor can walk you through plans in Lackawanna County — free, no obligation.

Call 866-981-8620

Scranton Health Insurance FAQ

What health insurance companies are in Scranton, PA?

Health insurance carriers serving Scranton in Lackawanna County for 2026 include BCBS, Oscar, Geisinger, Ambetter. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Scranton-Wilkes-Barre area.

How much is health insurance in Scranton?

The 2026 benchmark silver plan premium in Lackawanna County averages approximately $492/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Scranton outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Scranton. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Scranton?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Lackawanna County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Scranton? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.