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Affordable Health Insurance in Charleston, SC

Find health insurance plans in Charleston starting at approximately $515/month. Compare 65+ plans from 3 carriers in Charleston County.

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Health Insurance in Charleston, South Carolina

If you live in the Charleston-North Charleston area, your health insurance options are determined by Charleston County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $515 per month before any premium tax credits are applied. With 65+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Charleston has a population of approximately 155,000 and is home to major employers including MUSC Health, Boeing, Blackbaud. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Charleston market at no additional cost.

Available Health Insurance Carriers

BCBS SC
Ambetter
Molina

Based on Charleston County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$515/mo

Plans Available

65+

County

Charleston

Carriers

3 carriers

Explore all health insurance options in South Carolina, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Charleston

A licensed advisor can walk you through plans in Charleston County — free, no obligation.

Call 866-981-8620

Charleston Health Insurance FAQ

What health insurance companies are in Charleston, SC?

Health insurance carriers serving Charleston in Charleston County for 2026 include BCBS SC, Ambetter, Molina. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Charleston-North Charleston area.

How much is health insurance in Charleston?

The 2026 benchmark silver plan premium in Charleston County averages approximately $515/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Charleston outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Charleston. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Charleston?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Charleston County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Charleston? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.