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Affordable Health Insurance in Franklin, TN

Find health insurance plans in Franklin starting at approximately $478/month. Compare 72+ plans from 3 carriers in Williamson County.

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Health Insurance in Franklin, Tennessee

If you live in the Nashville-Davidson-Murfreesboro-Franklin area, your health insurance options are determined by Williamson County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $478 per month before any premium tax credits are applied. With 72+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Franklin has a population of approximately 85,000 and is home to major employers including Community Health Systems, Mitsubishi Motors, Mars Petcare. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Franklin market at no additional cost.

Available Health Insurance Carriers

BCBS TN
Ambetter
Oscar

Based on Williamson County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$478/mo

Plans Available

72+

County

Williamson

Carriers

3 carriers

Explore all health insurance options in Tennessee, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Franklin

A licensed advisor can walk you through plans in Williamson County — free, no obligation.

Call 866-981-8620

Franklin Health Insurance FAQ

What health insurance companies are in Franklin, TN?

Health insurance carriers serving Franklin in Williamson County for 2026 include BCBS TN, Ambetter, Oscar. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Nashville-Davidson-Murfreesboro-Franklin area.

How much is health insurance in Franklin?

The 2026 benchmark silver plan premium in Williamson County averages approximately $478/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Franklin outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Franklin. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Franklin?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Williamson County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Franklin? Talk to a licensed advisor today.

Call 866-981-8620

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