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Affordable Health Insurance in Austin, TX

Find health insurance plans in Austin starting at approximately $498/month. Compare 95+ plans from 5 carriers in Travis County.

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Health Insurance in Austin, Texas

If you live in the Austin-Round Rock-Georgetown area, your health insurance options are determined by Travis County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $498 per month before any premium tax credits are applied. With 95+ plans available from 5 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Austin has a population of approximately 1,020,000 and is home to major employers including Dell Technologies, Tesla, University of Texas. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Austin market at no additional cost.

Available Health Insurance Carriers

BCBS TX
Ambetter
Molina
Oscar
Cigna

Based on Travis County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$498/mo

Plans Available

95+

County

Travis

Carriers

5 carriers

Explore all health insurance options in Texas, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Austin

A licensed advisor can walk you through plans in Travis County — free, no obligation.

Call 866-981-8620

Austin Health Insurance FAQ

What health insurance companies are in Austin, TX?

Health insurance carriers serving Austin in Travis County for 2026 include BCBS TX, Ambetter, Molina, Oscar, Cigna. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Austin-Round Rock-Georgetown area.

How much is health insurance in Austin?

The 2026 benchmark silver plan premium in Travis County averages approximately $498/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Austin outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Austin. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Austin?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Travis County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Austin? Talk to a licensed advisor today.

Call 866-981-8620

affordablehealthcareplans.net is operated by Prodest Insurance Group. Jeremy Irons (NPN: 20969524) is a licensed health insurance broker licensed in NC, SC, GA, FL, TX, VA, TN, AL, MS, AR, KY, IN, OH, PA, NJ, CO, and AZ. This site is not affiliated with HealthCare.gov, the federal Health Insurance Marketplace, or any government agency. We do not offer Medicaid, Medicare, or CHIP enrollment. Insurance products and availability vary by state. Not all products available in all areas. By calling or submitting a quote request, you consent to be contacted by a licensed insurance agent.