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Affordable Health Insurance in El Paso, TX

Find health insurance plans in El Paso starting at approximately $478/month. Compare 95+ plans from 5 carriers in El Paso County.

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Health Insurance in El Paso, Texas

If you live in the El Paso-Las Cruces area, your health insurance options are determined by El Paso County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $478 per month before any premium tax credits are applied. With 95+ plans available from 5 carriers, comparing your options is essential to finding the right balance of cost and coverage.

El Paso has a population of approximately 680,000 and is home to major employers including Fort Bliss, El Paso Health, Western Refining. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the El Paso market at no additional cost.

Available Health Insurance Carriers

BCBS TX
Ambetter
Molina
Oscar
Cigna

Based on El Paso County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$478/mo

Plans Available

95+

County

El Paso

Carriers

5 carriers

Explore all health insurance options in Texas, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in El Paso

A licensed advisor can walk you through plans in El Paso County — free, no obligation.

Call 866-981-8620

El Paso Health Insurance FAQ

What health insurance companies are in El Paso, TX?

Health insurance carriers serving El Paso in El Paso County for 2026 include BCBS TX, Ambetter, Molina, Oscar, Cigna. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the El Paso-Las Cruces area.

How much is health insurance in El Paso?

The 2026 benchmark silver plan premium in El Paso County averages approximately $478/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in El Paso outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to El Paso. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in El Paso?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in El Paso County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in El Paso? Talk to a licensed advisor today.

Call 866-981-8620

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