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Affordable Health Insurance in Norfolk, VA

Find health insurance plans in Norfolk starting at approximately $458/month. Compare 70+ plans from 3 carriers in Norfolk City County.

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Health Insurance in Norfolk, Virginia

If you live in the Virginia Beach-Norfolk-Newport News area, your health insurance options are determined by Norfolk City County marketplace data. For 2026, the benchmark silver plan premium for a 40-year-old in your county averages $458 per month before any premium tax credits are applied. With 70+ plans available from 3 carriers, comparing your options is essential to finding the right balance of cost and coverage.

Norfolk has a population of approximately 245,000 and is home to major employers including Naval Station Norfolk, Sentara Norfolk General, Norfolk Southern. Whether you work for a large employer, run your own business, or are between jobs, a licensed health insurance broker can help you navigate the Norfolk market at no additional cost.

Available Health Insurance Carriers

Anthem
Optima
CareFirst

Based on Norfolk City County 2026 marketplace data.

Coverage Quick Facts

Benchmark Premium

$458/mo

Plans Available

70+

County

Norfolk City

Carriers

3 carriers

Explore all health insurance options in Virginia, compare plan types including HMO, PPO, and HDHP, or learn about supplemental dental and vision coverage to complement your major medical plan.

Compare Plans in Norfolk

A licensed advisor can walk you through plans in Norfolk City County — free, no obligation.

Call 866-981-8620

Norfolk Health Insurance FAQ

What health insurance companies are in Norfolk, VA?

Health insurance carriers serving Norfolk in Norfolk City County for 2026 include Anthem, Optima, CareFirst. Plan availability and pricing vary by county, so the specific plans you can access depend on your ZIP code within the Virginia Beach-Norfolk-Newport News area.

How much is health insurance in Norfolk?

The 2026 benchmark silver plan premium in Norfolk City County averages approximately $458/month for a 40-year-old before premium tax credits. Your actual cost depends on your age, income, household size, and chosen metal tier. A licensed broker can help you find the most affordable option.

Can I get health insurance in Norfolk outside of open enrollment?

Yes, if you qualify for a Special Enrollment Period through a qualifying life event — losing employer coverage, getting married, having a baby, or moving to Norfolk. Short-term health plans are also available year-round in most areas as temporary coverage.

How do I enroll in health insurance in Norfolk?

You can enroll through the health insurance marketplace or by calling a licensed broker at 866-981-8620. A broker compares all available plans in Norfolk City County at no extra cost to you, helping you find the right coverage for your budget.

Looking for health insurance in Norfolk? Talk to a licensed advisor today.

Call 866-981-8620

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