Find Affordable Health Insurance Plans That Fit Your Budget
Compare plans from top carriers across 17 states. Licensed broker — no cost to you.
No obligation. Speak with a licensed advisor today.
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Explore Health Insurance Plan Types
Understanding your options is the first step to finding the right coverage at the right price.
HMO Plans
Lower premiums with a primary care gatekeeper. Best for budget-conscious individuals who prefer coordinated care.
PPO Plans
Maximum flexibility to see any provider. Higher premiums but no referrals needed for specialists.
EPO Plans
Network-only coverage without referral requirements. A middle ground between HMO and PPO.
HDHP + HSA
High deductible with a tax-advantaged savings account. Ideal for healthy individuals and savers.
Short-Term Plans
Temporary coverage for gaps between jobs or plans. Available year-round, not ACA-compliant.
Supplemental Plans
Dental, vision, critical illness, accident, and hospital indemnity coverage to fill gaps.
How It Works — 3 Simple Steps
Getting covered is easier than you think. No cost. No obligation.
Tell Us What You Need
Fill out a quick quote form or call us. Share your coverage needs, location, and budget.
Compare Your Options
A licensed advisor reviews plans from top carriers in your state and presents your best options.
Enroll with Confidence
Choose the plan that fits. We handle enrollment and are here for support when you need it.
Health Insurance by State
We're licensed in 17 states. Find plans, carriers, and enrollment information specific to where you live.
Frequently Asked Questions
How much does health insurance cost per month?
The average monthly premium for an individual health insurance plan in 2026 ranges from $350 to $650 before subsidies, depending on your age, location, plan type, and metal tier. Working with a licensed broker costs you nothing extra — carriers pay the broker commission, not you.
Can I get health insurance if I missed open enrollment?
You may qualify for a Special Enrollment Period (SEP) if you experienced a qualifying life event in the past 60 days — such as losing job-based coverage, getting married, having a baby, or moving to a new state. Short-term plans are also available year-round.
What is the difference between an HMO and a PPO?
HMO plans require you to choose a primary care physician and get referrals for specialists, but typically have lower premiums. PPO plans let you see any provider without referrals, offering more flexibility at a higher cost. The best choice depends on how often you see specialists and your budget.
Do I qualify for a health insurance subsidy?
Premium tax credits are available to individuals and families with household income between 100% and 400% of the Federal Poverty Level who purchase coverage through the ACA marketplace. In 2026, with the enhanced subsidies expired, the income cutoff is stricter — a licensed advisor can help you determine your eligibility.
Why should I use a health insurance broker instead of going direct?
A licensed broker compares plans from multiple carriers, helps you find subsidies you may qualify for, and assists with enrollment — all at no cost to you. Brokers are paid by insurance carriers, so you pay the same premium whether you use a broker or go direct.
What states do you serve?
We are licensed in 17 states: North Carolina, South Carolina, Georgia, Florida, Texas, Virginia, Tennessee, Alabama, Mississippi, Arkansas, Kentucky, Indiana, Ohio, Pennsylvania, New Jersey, Colorado, and Arizona.
Ready to find the right plan? Our licensed advisors are standing by — no cost, no obligation.
Call 866-981-8620